Country Living: Discover 4127 Liverworth Rd, Southside, TN

Nestled in the heart of picturesque Southside, TN, awaits a stunning gem that perfectly blends country serenity with urban convenience. Introducing 4127 Liverworth Rd—a splendid property designed to offer the best of both worlds. Priced at an inviting $484,900, this residence is impeccably crafted by the renowned Hawkins Homes, showcasing the Liberty Living Floor plan.The home stands proudly on 1.58 acres of lush, verdant land, enveloped by the gentle whispers of nature and the tranquil beauty of expansive landscapes. Spanning an impressive 2322 square feet, this move-in-ready dwelling boasts 4 spacious bedrooms and 2.5 luxurious baths, ensuring ample space and comfort for families of all sizes.Upon entry, you are greeted by an open floor plan that seamlessly integrates living spaces, creating an inviting ambiance for both relaxation and entertainment. The kitchen, a true centerpiece, is adorned with gleaming granite countertops, a stylish tiled backsplash, and state-of-the-art stainless steel appliances. It’s a culinary enthusiast's dream, perfectly designed to inspire your inner chef.The cozy living area is accentuated by a charming fireplace, adding warmth and elegance to your gatherings. For those who cherish outdoor moments, the covered patio in the backyard beckons. Imagine sipping your morning coffee, hosting summer barbecues, or simply enjoying the serene environment with loved ones. The expansive backyard offers ample room to personalize—consider adding a fence for children and pets, or even constructing a detached garage.Minutes from the vibrant city of Clarksville, this property offers the perfect balance of peaceful country living while being close enough to the city to enjoy its bustling amenities. Whether it’s shopping, dining, or entertainment, convenience is never compromised.This home is in mint condition, eagerly awaiting its new owners to create cherished memories within its walls. Don’t miss out on this extraordinary opportunity to experience luxurious country living. Schedule your private showing today and step into a lifestyle of elegance and tranquility at 4127 Liverworth Rd, Southside, TN.

Take the Emotion Out of Buying a Home

  Take the Emotion Out of Buying a Home You may feel the urge to buy a house, but is it the right decision? There can be advantages and disadvantages to homeownership, but when it comes to such large financial transactions, the best thing you can do is take the emotion out of your decision. Consider the way investors often get worked up about volatility in the stock market and make the wrong calls because of emotion. You don’t want to make that mistake with homeownership and end up with a house you can’t afford. Keeping up Unfortunately, a “keeping up with the Joneses” factor can affect homeownership decisions. Say renting a house was the best thing for your family financially. Would you be comfortable with that choice if you were the only one in the neighborhood who didn’t own his or her property? Many people might say no because American culture places a high social value on homeownership, and they might feel pressure to keep up with their peers. But what if you bought the house and then had to move for a job? You’d have to sell the house, probably pay a commission to a real estate agent and possibly get rid of new items for your home that won’t work in the next place. At that point, it wouldn’t matter at all what the neighbors thought. You would be much more concerned with the mounting costs of moving and selling your home. Renting might be the better option for you. Despite what you may often hear, paying monthly rent on a lease is not wasting money, especially when your career or living arrangements are uncertain. Whether you just got a new job, your company is undergoing major changes, you are thinking about having kids or you have other family obligations, renting could be a better fit until your situation is more permanent. Renting can be the best financial decision for people who aren’t planning to stay in one place for at least five years. Focus on your finances But if you are considering buying a home, rather than focusing on the emotional aspects of the decision, you should look at key financial indicators to determine whether you can truly afford it. Will you be able to get a good mortgage rate based on your finances? In particular, you’ll need to make sure you have cleaned up your credit score and paid down debt. Although people in many different financial circumstances do purchase homes, to be on the safe side, it’s smart to use conservative benchmarks when determining whether you can afford to buy a home. For example, if your credit score is below 700, buying a home may not be in your best interest because you won’t get the best terms and conditions on your mortgage. This means you may have to put down more money upfront or end up paying more in the long run because of higher rates. Instead, look at why you have a low credit score and work on building that score to at least 720 before a home purchase. Similarly, if you have more than $10,000 in credit card debt or you are leasing a car because you couldn’t purchase it outright, you may have too many possessions you can’t afford. In these cases, adding on a large amount of debt to buy a home probably isn’t in your best interest. However, if you are planning on buying a home, the best approach is to have 20% of the home purchase amount saved in liquid assets outside of your retirement accounts. You don’t necessarily need to put 20% down as a down payment, but you want to have enough saved up as financial padding in case something goes wrong. This money should be in addition to your retirement savings and held in taxable accounts. These are simply general rules, and they will vary for some homebuyers. But to have the best chances for overall financial success, remember that home purchases are large financial commitments and should be evaluated based on the facts, not emotions. Happiness starts at home Going into homeownership with poor credit, too much debt or not enough savings could mean trouble down the line. If your budget is razor-thin and unexpected expenses or issues come up, your finances will quickly become strained. If you wait until they are squared away, your financial security won’t be in jeopardy. Like having children or getting married, you must want a long-term commitment when buying a home. Rentals can be left behind, but walking away from a house could land you in trouble. And just because happiness starts in the home, that doesn’t necessarily mean you need to buy one. Your best bet is to make sound financial decisions without letting your emotions get the best of you. The article Take the Emotion out of Buying a Home originally appeared on NerdWallet.

Your Own Paradise: A Beautiful New Construction Home in Westmoreland, TN

Are you dreaming of a peaceful and serene retreat? Look no further than 997 Bear Carr Rd, Westmoreland, TN 37186. This listing in the real estate industry offers the perfect opportunity to create your own paradise. With a listing price of $400,000, this beautiful new construction home is a must-see.Situated on .96 of an acre, this home boasts three spacious bedrooms and two well-appointed bathrooms. The open floor plan creates a welcoming and airy atmosphere, perfect for entertaining guests or simply enjoying quality time with your loved ones. As you step inside, you'll immediately notice the large bedrooms, providing ample space for relaxation and rejuvenation.One of the standout features of this home is the covered front porch. Imagine yourself sitting in a rocking chair, sipping a cup of coffee, and breathing in the fresh air. Whether you're indulging in quiet moments alone or hosting gatherings with friends and family, this front porch offers the perfect spot to enjoy the beauty of nature.The property itself is truly a hidden gem. With the sunset on one side and the sunrise on the other, you'll never miss a breathtaking moment. The level lot provides plenty of room to build a garage or storage building, allowing you to customize the space to suit your needs.Located just three minutes away from Westmoreland and major roads, this home offers the best of both worlds - tranquility and convenience. Westmoreland is a great town to live in, where you can escape the hustle and bustle of the city and embrace a slower pace of life. Immerse yourself in the charm of this community and enjoy all it has to offer.One of the most appealing aspects of this listing is that it is USDA eligible, meaning you may qualify for 100% financing. This opportunity opens up doors for many potential homeowners who may not have thought it was possible to own their own slice of paradise.Don't miss out on the chance to make 997 Bear Carr Rd your own. Contact us today to schedule a private showing and experience the beauty and tranquility of this remarkable property. Welcome to your own paradise!

Discover Your Dream Home in Culleoka, TN with Multi-Generational Potential

Welcome to your dream home in Culleoka, TN! This stunning property, located at 2442 Mooresville Pike, offers a multitude of possibilities for multi-generational living. With a listing price of $529,900, this spacious 3-bedroom residence is a true gem.One of the standout features of this home is the partially finished basement, which provides the perfect opportunity for extra living space or an independent apartment. This versatility allows for multi-generational living arrangements, accommodating extended family members or providing space for guests. The additional living quarters boast not only a fully equipped kitchen but also a bathroom, ensuring convenience and flexibility for all occupants.Situated on a vast 2.75-acre lot, this property offers ample space for outdoor activities and gardening. Imagine the possibilities of having your very own oasis, where you can enjoy nature or cultivate your favorite plants and flowers. With the convenience of a 2-car attached garage, parking is a breeze, providing easy access to your vehicles.For those in need of additional storage space, the property also includes two storage buildings. These buildings offer plenty of room to store your belongings, ensuring that every item has its place.Location is key, and this home does not disappoint. Nestled near a school, this property offers the perfect blend of convenience and tranquility. Enjoy the peacefulness and rural charm of Culleoka while being just a short 15-minute drive away from the bustling city of Columbia. Whether you prefer the serene ambiance of the countryside or the amenities of city life, this home provides the best of both worlds.Don't miss out on this incredible opportunity—your perfect home awaits! Embrace the potential for multi-generational living, spacious bedrooms, and the versatility of a partially finished basement. With its generous land size and optimal location, this property is an absolute must-see. Take the first step towards making your dream home a reality and schedule a visit to 2442 Mooresville Pike today.Inquire about this listing now and unlock the door to endless possibilities in the charming town of Culleoka, TN.